The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. U.S. Personal Savings Rate What can be learned from the savings rate? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.